Best Buy’s 0% Interest Promotions

In July 2018 a class-action lawsuit was filed against Best Buy alleging that its “0% interest” or “no interest” promotions are really deferred-interest schemes. Specifically, plaintiffs claim that the store represents that consumers are not going to be charged interest for the promotional period when, according to the complaint, consumers are charged interest retroactively from the date of the purchase if they do not pay off the balance before the end of the promotional period. (Dornaus et al v. Best Buy Co., Inc., Case No. 18-cv-4085, N. D. CA.)

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