Capital One’s Interest-Free Grace Period

In March 2018, a class-action lawsuit was filed against Capital One Bank for allegedly misleadingly promising consumers an interest-free grace period on charges when, according to the plaintiffs, consumers who do not pay off their statement balance in full by the due date lose the grace period on all future purchases. (Dress et al v. Capital One Bank (USA), N.A., Case No. 18-cv-268, E. D. VA.)

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