Class Action

Capital One’s Interest-Free Grace Period

Class Action

Capital One’s Interest-Free Grace Period

In March 2018, a class-action lawsuit was filed against Capital One Bank for allegedly misleadingly promising consumers an interest-free grace period on charges when, according to the plaintiffs, consumers who do not pay off their statement balance in full by the due date lose the grace period on all future purchases. (Dress et al v. Capital One Bank (USA), N.A., Case No. 18-cv-268, E.D. Va.)

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Class-Action Tracker

Capital One 360 Savings Accounts

Class Action

Capital One 360 Savings Accounts

Allegations: Misleadingly advertising accounts as “high interest” savings accounts without notifying accountholders that a higher interest rate account became available

Capital One Credit Cards

Class Action

Capital One Credit Cards

Allegations: Falsely advertising that consumers can get pre-approved for credit cards in a process that does not affect their credit score when the company runs a type of credit report…

Zelle Money Transfers at Capital One

Class Action

Zelle Money Transfers at Capital One

Allegations: Marketing Zelle money transfers as fast, safe, and secure without disclosing that there is no protection for victims of fraud and no recourse for reimbursement of lost funds

Capital One Credit Cards

Class Action

Capital One Credit Cards

Allegations: Misleadingly representing that it would help credit card customers during the COVID-19 pandemic when the company systematically denied customers’ requests for help

Capital One Interest-Free Grace Period

Class Action

Capital One Interest-Free Grace Period

March 2019: This case was transferred to a court in Virginia. (Case No. 19-cv-343, E. D. Va.) May 2018: A class-action lawsuit was filed against Capital One for allegedly promising…

Cash Advances on Capital One Credit Cards

Class Action

Cash Advances on Capital One Credit Cards

In May 2019, a class-action lawsuit was filed against Capital One Bank for allegedly failing to disclose that it charges consumers interest on cash advances on credit cards after they…

Overdraft Fees at Capital One Bank

Class Action

Overdraft Fees at Capital One Bank

In January 2019, a class-action lawsuit was filed against Capital One Bank for allegedly charging multiple non-sufficient funds and overdraft fees on a single transaction. Plaintiffs claim that the bank…

Capital One Access Checks

Class Action

Capital One Access Checks

June 2015: A federal judge granted final approval of a settlement of this lawsuit. According to the settlement terms, class members may receive a cash award of either $2 or…


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