Overdraft Fees at BayPort Credit Union
In June 2020, a class-action lawsuit was filed against BayPort Credit Union for allegedly misleadingly representing that it only charges overdraft fees on transactions if a checking account does not…
In April 2020, a class-action lawsuit was filed against BayPort Credit Union for allegedly misleadingly representing that it charges overdraft and non-sufficient funds fees when an account does not have enough money to cover a transaction when, according to plaintiffs, the credit union assesses such fees using an artificial balance that deducts holds placed on deposits and pending transactions instead of the actual balance. In addition, plaintiffs claim that the credit union misleadingly represents that it charges only one fee on a single transaction when, according to the complaint, a new fee is charged every time a transaction is reprocessed for payment resulting in multiple fees being charged on one transaction. (Barker et al v. BayPort Credit Union, Case No. 20-cv-195, E.D. Va.)
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In June 2020, a class-action lawsuit was filed against BayPort Credit Union for allegedly misleadingly representing that it only charges overdraft fees on transactions if a checking account does not…
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