In January 2019, a class-action lawsuit
was filed against Capital One Bank for allegedly charging multiple non-sufficient funds and overdraft fees on a single transaction. Plaintiffs claim that the bank misleadingly represents that it charges only one non-sufficient funds or overdraft fee on a single transaction without telling customers that the bank charges another fee each time it reprocesses a transaction that has been rejected for insufficient funds. (McNeil et al v. Capital One Bank, N.A.
, Case No. 19-cv-473, E. D. NY.)