Results for "mortgage"

Nerium Income Claims Database

June 7th, 2016

A TINA.org investigation has cataloged over 200 instances in which Nerium and/or its distributors have made or referenced unusual earnings claims that lack appropriate legal disclosures. The first 100+ of the examples below were collected by TINA.org during its initial investigation that concluded in June 2016. The second 100+ examples below were collected by TINA.org


Quicken Loans

June 23rd, 2015

Officials fine lender $250K for alleged misleading mailings to service members and veterans.


ING Orange Loan Rate Renew Guarantee

October 20th, 2014

In October 2014, a federal judge approved a $20,350,000 settlement of a false advertising class-action lawsuit against ING Bank . The complaint, which was originally filed in 2011, alleges, among other things, that the company represents that borrowers can reset the interest rate on their mortgages at any time for a low, fixed cost ($500


The Franklin Prosperity Report

October 31st, 2013

Newsmax Media, a website that claims to be a news site, sells newsletter subscriptions and is currently pitching the Franklin Prosperity Report as a way to get “Free Stuff and Great Bargain Adventures for People Over 50.” Newsmax promises to tell subscribers about: – An often overlooked government program that could give you free health


Term Life Savings

July 16th, 2013

We recently received this e-mail apparently offering term life insurance. From: TermLifeInsurance <newslerre@essendant.recroy.com> Date: July 16, 2013 1:11:22 PM EDT To: Subject: USD 500k LifeInsurancePolicy for USD 20 Term LifeSavings USD500,000 oflifeInsurance as 1ow asUSD 1.00 as seen on MSNBC -Protect your family & get a FreeQuote -Auto, College and MortgageProtection -Getmoneywhile you are living


Bank of America

June 12th, 2013

A direct mail advertisement by Bank of America promoting low refinancing rates for homeowners has some consumer advocates concerned the materials may be misleading. American Banker reported this week that the ads focused on how the refinance could lower a homeowner’s monthly payment but not on how the new loan could actually increase the interest


Operation Lost Opportunity: Feds Go after Job Scams

November 20th, 2012

Under a continued crackdown on scams called “Operation Lost Opportunity” the cited seven companies in November 2012 for misrepresenting how much money people could make through the business opportunities, as well as other violations.   The companies were: Shopper Systems, LLC: The FTC said the company offered lists of merchants seeking mystery shoppers in a buyer’s


APR? HECM? KNOW YOUR FINANCING

March 15th, 2012

Perhaps no segment of our economy is more confusing to the normal, everyday consumer than  financial services.  Whether it’s the lingo, such as , HECM, , etc., the laws, or the tricky fine print, many of us don’t have a clear understanding of what we’re getting into when applying for credit or loans, which makes


Ameriquest: Success or Scam?

January 21st, 2012

An American Success Story Between 1990 and 2008, was one of the most successful, lucrative business operations in the United States – an enormous success story.  The loans that the company originated during that time made the dream of home ownership possible for millions of Americans.  At one point, Ameriquest was one of America’s 500


Consumer Financial Protection Bureau

January 10th, 2012

Congress created the CFPB after the 2009 financial crisis to regulate mortgages, student loans, credit cards, and other financial products and services used by consumers.


Hair-raising Hair Product Ads

January 10th, 2012

Want to know the secret behind the lustrous, voluminous, “salon beautiful” hair that is featured in some television and print ads for hair products today?  Extensions!  Yup, fake hair.  Well, maybe not entirely fake since some extensions are actually made with real hair (much of which comes from temples in India). Example 1: L’Oréal’s Elvive


Who Can You Complain to at the Federal Level?

October 1st, 2011

Spot an ad that you think has issues?  Want to complain to a federal agency?  Here’s a topic-by-topic list of federal agencies that deal with deceptive advertising. (Note that sometimes more than one agency deals with a certain type of advertisement or label, which can get confusing.  When in doubt, it’s safest to complain to



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